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Privacy Policy

Last updated: 8/6/2026

Before you launch: this is a starting draft, not legal advice. BizNest collects sensitive identity documents (government IDs, selfies, guarantor details) as part of KYC verification — have this reviewed by a lawyer for compliance with Nigeria's Data Protection Act (NDPA) and any other jurisdiction your users are in before going live.

1. What we collect

Account information (name, email, phone); business verification documents (registration certificate, or government ID, selfie, and guarantor details); store and listing content you create; order and transaction records; messages sent through the platform; and usage data such as device and log information.

2. Why we collect it

To operate your account and store, verify seller identity and reduce fraud, process and display orders, facilitate buyer-seller communication, enforce our Terms of Service and Fraud Policy, and improve the platform.

3. Identity verification documents

Government IDs, selfies, and guarantor information are used solely to verify seller identity and are visible only to you and BizNest platform staff reviewing your application. We do not sell or share this information with third parties except as required by law or to cooperate with law enforcement in confirmed fraud cases, as described in the Fraud Policy you accept when opening a store.

4. Payments

BizNest does not process or store your payment card details. Payments are handled directly by Paystack and/or Flutterwave under their own privacy policies. We store transaction metadata (amount, status, order reference) needed to display your order history.

5. File storage

Uploaded images and documents are stored via Cloudinary. Verification documents are kept in access-controlled storage separate from public store images.

6. Sharing

We share information with: the payment providers you connect your store to; Resend, for transactional email delivery; Cloudinary, for file storage; and law enforcement or regulators where legally required. We do not sell personal data to advertisers.

7. Data retention

We retain account and transaction data for as long as your account is active and as needed to comply with legal, tax, and dispute-resolution obligations. Rejected verification submissions may be retained for a limited period to prevent repeat fraudulent applications.

8. Your rights

Depending on your jurisdiction, you may have the right to access, correct, or request deletion of your personal data, subject to our legal retention obligations. Contact support through your dashboard to make a request.

9. Cookies

BizNest uses cookies necessary for authentication (keeping you signed in) and basic site functionality. We do not currently use third-party advertising cookies.

10. Children

BizNest is not directed at individuals under 18. We do not knowingly collect data from minors.

11. Changes to this policy

We may update this policy from time to time. Material changes will be communicated via email or in-app notice where required.

12. Contact

Questions about this policy or your data can be sent to the support contact listed on your BizNest dashboard.